As independent insurance agents, we specialize in helping people find the right Medicare insurance plan to fit their individual needs. With over 15 years of experience serving clients across Florida, we can guide you through the differences between Original Medicare, Medicare Advantage Plans, and Medicare Supplements to ensure you make the best decision for your healthcare coverage. Don't let confusion or uncertainty stop you from having a better understanding of your options before you need to make a decision on your coverage.
Original Medicare allows beneficiaries to choose any doctor or hospital that accepts Medicare, without requiring referrals, making it ideal for those who prefer freedom in their healthcare choices. But Original Medicare isn't right for many people. One of the main risks is that it doesn't cover all healthcare costs, particularly out-of-pocket expenses like deductibles, copayments, and coinsurance, which can add up over time. Additionally, Original Medicare doesn't cover important services like dental, vision, and hearing care, which can lead to unexpected costs if you need those services. Without supplemental coverage through a Medigap plan or a Medicare Advantage plan, you could be left with significant financial burdens from these gaps. Another risk is that Original Medicare doesn't have a cap on out-of-pocket spending, so if you have extensive healthcare needs, you could face high costs.
A New Jersey transplant over thirty years ago, Marc has clients in all central Florida counties as well as in Tallahassee, Tampa, Miami, and cities in between. Representing most of the major Advantage plans and Medicare supplements, Marc helps his clients comparison shop and never feel pressure to enroll in a singular plan offered by a ca
A New Jersey transplant over thirty years ago, Marc has clients in all central Florida counties as well as in Tallahassee, Tampa, Miami, and cities in between. Representing most of the major Advantage plans and Medicare supplements, Marc helps his clients comparison shop and never feel pressure to enroll in a singular plan offered by a captive agent. Let Marc take the mystery out of Medicare and help you find the plan best for you.
As an independent Medicare insurance agent, Michelle can offer comparison of multiple plans in Florida and can help you or your loved one find a plan that meets YOUR needs. Michelle has been working with older adults since 2012, primarily in assisted living facilities as a licensed Administrator and Business Office Director. Most recently
As an independent Medicare insurance agent, Michelle can offer comparison of multiple plans in Florida and can help you or your loved one find a plan that meets YOUR needs. Michelle has been working with older adults since 2012, primarily in assisted living facilities as a licensed Administrator and Business Office Director. Most recently, she was the Director of Benefits helping seniors get access to Medicaid and Veterans benefits. Michelle understands that navigating senior benefits can be complicated, and is here to be an expert resource for you.