Annual enrollment is october 15 to December 7
Local, personalized Medicare guidance from an independent insurance agent.
Medicare Doesn't Have to be Confusing
Local, personalized Medicare guidance from an independent insurance agent.
Speak to a local agent.
Meet Michelle Braun
Michelle Braun is an independent Medicare insurance agent serving individuals and families throughout Central Florida. She works with multiple insurance carriers to help clients understand their Medicare options and choose coverage based on their healthcare needs, doctors, prescriptions, and budget.
Michelle has worked with older adults since 2012, with a background in senior living, Medicaid, and Veterans benefits. That experience gives her a unique understanding of the questions and challenges that can come with navigating healthcare as we age.
Whether you're approaching Medicare for the first time, retiring from employer coverage, or reviewing your current plan, Michelle provides personalized guidance and ongoing support — from a local agent you can actually call or text.
Continuing a Family Legacy
Michelle's father, Marc Auster, spent decades helping Medicare beneficiaries throughout Central Florida understand their insurance options and make informed decisions about their coverage.
Michelle had the opportunity to work alongside her father and learn from the relationships he built with his clients. Following Marc's passing in 2025, Michelle took over the care of his Medicare clients and is honored to continue serving many of the individuals and families who trusted him over the years.
His commitment to personal service and helping people navigate Medicare remains an important influence on the way Michelle serves her clients today.
Insurance Options for Medicare Beneficiaries
How Can We Help?
Medicare can feel complicated, but you don't have to navigate it alone. As an independent Medicare insurance agent, I work with multiple insurance carriers to help you understand your coverage options and make an informed decision based on your individual needs.
Whether you're new to Medicare, retiring from employer coverage, or reviewing your current plan, I'll help you consider the things that matter — including your doctors, prescriptions, healthcare needs, and budget.
My goal is to make Medicare easier to understand and to be a resource you can turn to when you have questions.
Understanding Your Medicare Options
Original Medicare includes Part A (hospital insurance) and Part B (medical insurance) and provides broad access to doctors and hospitals that accept Medicare.
Because Original Medicare doesn't cover all healthcare costs, many people choose additional coverage to help manage out-of-pocket expenses and prescription drug costs. Depending on your needs, this may include a Medicare Supplement (Medigap) plan and prescription drug coverage or a Medicare Advantage plan.
There isn't one option that's right for everyone. Your doctors, prescriptions, healthcare needs, budget, and preferences all play a role in deciding which type of coverage may be a good fit.
Medicare Advantage or Medicare Supplement?
Medicare Advantage (Part C) plans are offered by private insurance companies and provide your Medicare Part A and Part B benefits. Many plans also include prescription drug coverage and additional benefits such as dental, vision, hearing, or fitness benefits. Plans may have provider networks and different costs for the healthcare services you use.
Medicare Supplement (Medigap) plans work alongside Original Medicare and help pay certain out-of-pocket costs. These plans generally allow you to see any provider that accepts Medicare, but require an additional monthly premium. Prescription drug coverage is typically purchased separately.
Both can be good options — the right fit depends on your individual needs and preferences.